FICO® scores are your credit rating
They Range from 300-850, Higher is Better !
These Scores can affect :
- Interest Rates
- Amount of Down Payment Needed
- Your Ability to Obtain Employment
Higher scores mean lower interest rates and less money down
FICO® scores are calculated based on your rating in five general categories:
The median FICO® score in the U.S. is 723
See How FICO® scores affect your Payment…On a typical 30 Year Fixed Rate Mortgage $175,000
If your FICO® score is: Then your APR is………..and your Monthly Payment is:
760-850 5.468% $ 990
700-759 5.692% $1,015
680-699 5.870% $1,035
660-679 6.086% $1,059
640-659 6.520% $1,108
620-639 7.011%
Pull Your Credit Report NOW!
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